We’re here to support you from day one until your mortgage comes to an end
Meet your new digital homebuying coach
Not sure where to start with the homebuying process? Whether it’s mortgages, deposits, or finding your dream property, our advisors are always happy to talk it through even if you’re months or over a year away from buying.
That said, we know some people would rather explore things at their own pace first. That’s why we’ve built our homebuying app: a single place to track the entire journey.
Want to build a savings plan for your deposit? It’s in there. Need to work on your credit score? It’s got you covered. Whatever you need, whenever you need it, it’s all in there.
Never pay a penny more than you have to
Securing the best interest rate is probably the biggest reason you’re looking for a mortgage broker. But finding a great rate today is only half the job. The right broker should make sure you’re always on the most competitive deal available for the entire length of your term. That’s why we monitor your mortgage 24/7, alerting you the moment a better deal comes along so you never pay a penny more than you have to.
Alerts will be delivered to you by email in the form of a ‘home report’. This report will also contain:
- The estimated value of your property
- The balance remaining on your mortgage
- How much equity you’ve built
- Your current Loan-to-Value ratio
- When your rate comes to an end
Get your free credit report in minutes
Your credit history can make or break your mortgage application, yet most people begin their homebuying journey without checking if their credit report contains anything that would be a massive red flag to lenders. You DON’T want to be one of those people, so we”d recommend taking a couple of minutes out of your day to check yours (oh, and it’s all completely free by the way).
*The Levels Financial will receive a £12 referral fee from CheckmyFile when you sign up for the free trial.
Take the guesswork out of getting mortgage ready
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Affordability Calculator
Enter a few details and this calculator will search a pool of 50 lenders to find an estimate of your mortgage affordability. You can then have access to a mortgage passport, which you can download as proof to demonstrate your affordability to estate agents.
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Work Out Your Borrowing Power
Find out how much you could borrow, helping you get one step closer to owning your own home. Simply enter a few key details to get an estimate. Please note this is only an estimate and can vary depending on the lender and customer’s personal circumstances.
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Repayment Calculator
Repayments are calculated by the size of your mortgage, the interest rate from your lender, and the term of your contract. By entering a few key details into the repayment calculator, you will receive an indicative value.
Check Your Financial Security
Discover how likely you are to experience life-altering setbacks that would otherwise have a significant financial impact putting you, your family or your home at risk.
Because we always have your best interests at heart, you need to know that your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances.
The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.